Student Loans
Borrowers can choose from multiple repayment plans with various term selections to repay their consolidation loan(s), including an Income Contingent Repayment and an Income-Based Repayment Plan. We can go over these with you to ensure they are simple and understandable. These plans are designed to be flexible to meet the different and changing needs of borrowers. With a consolidation loan, borrowers can switch repayment plans at anytime.
There is no minimum loan amount required to qualify for a Direct Consolidation Loan!
People who are considering Student Loan assistance have many options and frequently need help to determine their best course(s) of action. They also need resources and services they can count on. People interested in seeking assistance with their student loans need to research the myriad of government-approved programs and pa plans that are designed to provide financial assistance to those struggling with their current student loan debts and payments — but it can be a daunting task.
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Payment Options
If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, a Direct Consolidation Loan may help you.
If you send payments to more than one lender every month, and want the convenience of a single monthly payment, consolidation may be right for you. With a Direct Consolidation Loan, you will have a single government lender and a single monthly payment.
If you have variable interest rates on your Federal education loans, you may want to consolidate. The interest rate for a Direct Consolidation Loan is fixed for the life of the Direct Consolidation Loan. The rate is based on the weighted average interest rate of the loans being consolidated, rounded to the next nearest higher one-eighth of one percent and can not exceed 8.25 percent
Other Questions
A consolidation loan may ease the strain on a borrower’s budget by lowering the borrower’s overall monthly payment. The minimum monthly payment on a consolidation loan may be lower than the combined payments charged on a borrower’s Federal education loans
You must have at least one Direct Loan or FFEL Program loan that is in a grace period or in repayment.
In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers. Call today to speak to a Specialist to see if you possibly qualify.
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Student Loans
Borrowers can choose from multiple repayment plans with various term selections to repay their consolidation loan(s), including an Income Contingent Repayment and an Income-Based Repayment Plan. We can go over these with you to ensure they are simple and understandable. These plans are designed to be flexible to meet the different and changing needs of borrowers. With a consolidation loan, borrowers can switch repayment plans at anytime.
There is no minimum loan amount required to qualify for a Direct Consolidation Loan!
People who are considering Student Loan assistance have many options and frequently need help to determine their best course(s) of action. They also need resources and services they can count on. People interested in seeking assistance with their student loans need to research the myriad of government-approved programs and pa plans that are designed to provide financial assistance to those struggling with their current student loan debts and payments — but it can be a daunting task.
Payment Options
If you have trouble meeting your monthly payments, have exhausted your deferment and forbearance options, a Direct Consolidation Loan may help you.
If you send payments to more than one lender every month, and want the convenience of a single monthly payment, consolidation may be right for you. With a Direct Consolidation Loan, you will have a single government lender and a single monthly payment.
If you have variable interest rates on your Federal education loans, you may want to consolidate. The interest rate for a Direct Consolidation Loan is fixed for the life of the Direct Consolidation Loan. The rate is based on the weighted average interest rate of the loans being consolidated, rounded to the next nearest higher one-eighth of one percent and can not exceed 8.25 percent
Other Questions
A consolidation loan may ease the strain on a borrower's budget by lowering the borrower's overall monthly payment. The minimum monthly payment on a consolidation loan may be lower than the combined payments charged on a borrower's Federal education loans
You must have at least one Direct Loan or FFEL Program loan that is in a grace period or in repayment.
In 2007, Congress created the Public Service Loan Forgiveness Program to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers. Call today to speak to a Specialist to see if you possibly qualify.